Buy Now, Pay Later at 0% Interest
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Pay in equal monthly installments within the Hot Merchants Network covering a wide range of products and services. You will be assigned two limits; one for your installments and another revolving.


Insurance coverage

  • Life Insurance: Covering up to the card limit at the moment of death.
  • All purchases made on the card will be covered up to USD 1,500 against theft, loss or damage for a period of 90 days from the purchase date.

How it works

  • Card limits: Your installment limit can only be used to purchase items from the Hot Merchants Network. You may spend your revolving limit wherever you want.
  • Installment plan: Transactions made at the Hot Merchants Network will count as interest-free installment payments while others will be treated as normal revolving payments.
  • Monthly statements: You will receive two comprehensive monthly statements; one detailing all revolving transactions and the other specifying all installment transactions along their respective minimum monthly payments.
  • Monthly payments: For both revolving and installment transactions, all settlements you make will be added to your remaining limit and will therefore be available for you to use again.

0% interest within the Hot Merchants Network

The purchases made within the accredited merchants’ network will be settled by installments over a pre-determined period at 0% interest rate.

The Hot Merchants Guide

A detailed and regularly updated catalog is supplied with your card. It displays the Hot Merchants Network that includes a number of renowned retail establishments in Lebanon. This network is constantly renewed to cover a wide range of products and services, as well as different lines of business for specific periods of time.

To view the "Hot Merchants" click here.

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